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Business Interruption Insurance

If a fire causes your facility to be temporarily unusable, what would you do next? Would your business be able to pay utilities, wages or any other standing charges without income?

It could take months before the damaged property is rebuilt and the stock, machinery and equipment are repaired or replaced. Ideally, you would move to a temporary location while your permanent place of business is being repaired. Yet, traditional property insurance does not cover this move or a loss of income when a business must temporarily close. This setback can be minimised by adding business interruption (BI) insurance to your property insurance policy.

What can be included in a Business Interruption Policy?

Considerations for Business Interruption Insurance

Insurance experts estimate that Business Insurance is one of the most, if not the most, valuable cover available. Yet, it is often overlooked by business owners. Property insurance only covers the cost of physical loss or damage of contents in the event of a disaster. Therefore, BI cover is invaluable in covering the loss of income while the permanent business location is being repaired.

If you’re looking for Business Interruption Insurance or would like to learn more about the cover and how it can help your business, call us on 01925 989641 or complete our quote form and we’ll get in touch with you as soon as possible.

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